Yup, you fail at the game now.
That's what, a level and a half of points? In the grand scheme of things it's not that big of a deal, it's perhaps at most a two or three points difference. Just put your points into what you mean to know and you'll be fine.
At least you didn't put them into MA.
Or... you can re-start your character anyways, In a straight forward punch for punch fight against a character the same type and level for you, every point counts...
But thats a strategy for perfectionists.. so... meh..
And PvPers. If you're doing only PvM, it's not that big of deal. Restarting for something as minor as that, if you're not a PvPer depends on how high level you are, how often you play etc. I'm only 6x, but if someone convinced me that I needed to reroll my fox I'd as likely quit playing as reroll. It's taken me a month and a half to get that far.
But yeah, if it's ten levels rather than ten points you might consider ^^;